隨著年齡的增長,殘疾服務

社會保障福利

在獲得社會保障福利的複雜過程中,父母及其殘疾家庭成員往往令人望而生畏。隨著年齡的增長,這一點更加重要 

Social Security benefits are available in forms beyond basic retirement benefits, including Auxiliary, Survivor, Retirement, and Disabled Child benefits. Learning about the different types of benefits and adapting to acronyms unique to the SSI system is often confusing. The important takeaway is to recognize these vital benefits shift at very specific milestones:

  • From birth to age 18, parental deeming drives eligibility.  
  • At ages 18 through 49, Disabled Adult Child benefits continue until the beneficiary gets married or earns over substantial gainful activity.  
  • 在50歲和60歲時,倖存者福利的資格發生變化 
  • At age 62, retirement benefits kick in.
  • At age 65, Medicaid can start for non-disabled individuals.
  • 還涵蓋了有關退休和死亡福利的其他資訊。 

Every situation can be different

This information is basic to the process, so you can begin to plan for the future. To learn more about SSA benefits for you or your child with a disability,  contact your local SSI office and reach out to your Care Manager with questions. 

殘障福利資源可在 知識中心找到。 

NY ABLE Accounts

NY ABLE accounts give earnings the ability to grow tax-deferred and allow savings to be withdrawn tax-free for qualified expenses. Anyone can contribute to a NY ABLE account, and there are many ways to contribute.  When investing through a payroll deduction plan, an account can be opened for as little as $25. A NY ABLE account can be opened by: 

  • 符合條件的個人 
  • 符合條件的個人的父母或法定監護人 
  • 代表合格個人授予委託書的人 

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